What are three important facts about banks and credit cards that you did not previously know?

· Please watch the video linked below and answer one of the following questions 1-4. The answer should be 200-words.

https://www.pbs.org/wgbh/frontline/film/showscredit/

1. What was the problem or issue that set up the story?

2. What are three important facts about banks and credit cards that you did not previously know? Have any of these changed your opinion?

3. What was the most egregious behavior you observed in the video?

4. What is a deadbeat? Why is this concept ironic? Why is it important to the story?

· Please read the discussions below and write a 150-words respond for each discussion.

1. (question 2)A deadbeat is defined as a person who pays their credit card bill within the month of the purchase as a result the credit card company makes no money because the person did not allow the bill to accumulate debt. This concept is ironic because a deadbeat is define as a person without a job and no money yet, it is being applied to people who pays off their credit card bill. It is important in the story because credit card companies make money by charging interest when customers do not pay off their credit card bills. This is why credit card companies make money off of people called the revolvers.

2. (question 4)A deadbeat in the credit card industry is a credit card user who promptly pays his payments in order to avoid any interest or additional fees. As opposed to a deadbeat whom in any other place or industry may be known as a deadbeat because they are unable to afford any extra amenities or the necessities. The irony is in this concept is that credit cards are a money game, and the players who do the best at the game are labeled deadbeat. This concept is essential, because you can do your best to make your payments on time, but if you ever slip credit card, a company can raise your apr without your knowledge.

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Civil Affairs role in Special Operations Command (SOCOM)

ASSIGNMENT

Write an analytical research paper on Civil Affairs’ role In the SOCOM Enterprise and how can 1t be used to counter an Irregular threat found In today’s operating environment. Utilizing EACH of the five Civil Affair’s core taslc clearly write how you would counter the Irregular threat you have Identified.

The research paper will be written using Tl N R · 1 mes ew oman 12 font and APA style. The body of the paper will be 6-10 pages double-spaced. Include a minimum of three references (ARSOF 2035 MUST be one of your referenc,

and a tit e page. No abstract page Is required. Use reputable sources. The body of the paper Is allowed no more than 20% of quoted material. Use proper grammar and collegiate writing characteristics. All research papers 1,1 be screened for plagiarism.

USAJFKSWCS MSG DAVID K. THUMA NCO ACADEMY CMF 38 SENIOR LEADER COURSE

WRITTEN ASSIGNMENT

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LOW ftERFORMANCE LEVEL

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Contains an Introductory paragraph Contains an Introductory paragraph Contains an Introductory paragraph AND contains a conclusion paragraph AND contains a conclusion paragraph AND contains a conclusion paragraph AND contains no more than 3 of the AND contains no more than 2 of the AND contains no more than 1 of the following errors: following errors: following errors:

“IGH

Contains an Introductory paragraph 1. Proper thesis statement Is missing 1. Proper thesis statement Is missing 1. Proper thesis statement Is missing

that Is unrelated or Irrelevant to the OR not properly formatted OR not OR not properly formatted OR not OR not properly formatted OR not Contains an Introductory paragraph

INTRODUCTORY topic of the paper AND contains an relevant relevant relevant with a proper thesis statement and

PARAGRAPH AND conclusion paragraph that is to the paper. to the paper. to the paper. Introduction to the topics being

CONCLUSION unrelated or irrelevant to the topic of 2. Proper Introduction statement Is 2. Proper Introduction statement ls 2. Proper Introduction statement Is covered In the body of the paper

PARAGRAPH the paper AND Is missing a proper missing OR not prop erly formatted missing OR not properly formatted missing OR not properly formatted AND contains a conclusion paragraph

OR I t OR not rel-•ant OR not rel-·ant wh”1ch t t th th · (Weighted x Z) thesis statement AND Is missing a not re evan … … res a es e es1s statement

proper introduction statement AND to the paper. to the paper. to the paper. and summarizes the topics covered

Is missing a proper summary AND Is 3. Proper summary is missing OR not 3. Proper summary Is missing OR not 3. Proper summary Is missing OR not In the paper.

missing a restated thesis statement. properly formatted OR not relevant properly formatted OR not relevant properly formatted OR not relevant

to the paper. to the paper. to the paper.

4_ Proper restated thesis statement 4. Proper restated thesis statement 4. Proper restated thesis statement

Is missing OR not properly formatted Is missing OR not properly formatted ls missing OR not properly formatted

OR not relevant to the paper. OR not relevant to the paper. OR not relevant to the paper.

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Population Changes

Measuring species interactions and resulting population changes can be challenging. It often requires intensive field work over several seasons and locations, extensive funding, and numerous skilled scientists. Simulations allow us to learn about species interactions and population dynamics through play and exploration. This ecological simulation is an opportunity to experiment with species interactions in order to learn about different potential outcomes. Responses to follow-up questions should be based on the simulation results and content from your textbook, as well as other scholarly or credible sources.  To complete the ecology laboratory assignment for this week, follow the steps below: •Read this week’s assigned chapters •Download and review the Ecology Laboratory Instructions (Links to an external site.)Links to an external site. and follow the steps indicated. •Download the Ecology Laboratory Reporting Form (Links to an external site.)Links to an external site.. All of the data will be reported and the questions answered directly on this form. This is the form that you will submit to Waypoint for grading.  When completed, save the Ecology Laboratory Reporting Form (Links to an external site.)Links to an external site. as a Word document. No title page or headers are necessary. If you include any outside resources to complete the questions, then they should be formatted according to APA

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Briefly summarize the primary health effects associated with overexposure to each type of metal fume, including both acute and chronic health effects

Unit Homework Assignment

Welding fumes are a common occupational exposure. Several different welding fumes can cause similar adverse health effects. Personal sampling of a welding operation at a manufacturing facility produced the following 8-hour time-weighted average (TWA) results for individual metal fumes.

Metal Fume Result OSHA PEL ACGIH TLV Antimony 0.05 mg/m³ 0.5 mg/m³ 0.5 mg/m³ Beryllium 0.00001 mg/m³ 0.002 mg/m³ 0.00005 mg/m³ (I) Cadmium 0.025 mg/m³ 0.1 mg/m³ 0.01 mg/m³ Chromium 0.02 mg/m³ 1 mg/m³ 0.5 mg/m³

Copper 0.03 mg/m³ 0.1 mg/m³ 0.2 mg/m³ Iron Oxide 0.5 mg/m³ 10 mg/m³ 5 mg/m³ (R)

Magnesium Oxide 0.02 mg/m³ 15 mg/m³ 10 mg/m³ Molybdenum 0.003 mg/m³ 15 mg/m³ 10 mg/m³ (I)

Nickel 0.25 mg/m³ 1 mg/m³ 1.5 mg/m³ (I) Zinc Oxide 0.3 mg/m³ 5 mg/m³ 2 mg/m³ (R)

(R) Respirable fraction (I) Inhalable fraction

Briefly summarize the primary health effects associated with overexposure to each type of metal fume, including both acute and chronic health effects. Explain what analytical methods you would use for evaluating health hazards in the workplace.

Identify the types of metal fumes that would produce similar health effects on an exposed worker. Calculate the equivalent exposure (in relation to OSHA PELS) for the metal fumes with similar health effects based on the “Result” column in the table above. Discuss whether you believe any of the individual metal fume exposures or the combined exposure exceeds an OSHA PEL or an ACGIH TLV.

Your homework assignment should be a minimum of two pages in length.

Information about accessing the grading rubric for this assignment is provided below.

3

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Cross-Out

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Identify two examples where elimination of the hazard or substitution was, or might be, applied as a means of hazard control

Unit Assessment

QUESTION 1

In the not-too-distant past, it was common for Occupational Safety and Health professionals to consider the hierarchy of controls according to the following priority order: 1) Engineering controls, 2) Administrative controls 3) Personal Protective Equipment However, eliminating the hazard and substitution have usurped engineering control’s position at the top of the hierarchy although they have always been obvious best options, just not always included in discussions of the hierarchy of controls. Identify two examples where elimination of the hazard or substitution was, or might be, applied as a means of hazard control. Discuss some of the pros and cons of this option as compared to the other options in the hierarchy. You may also select examples from places you have worked or for which you have some familiarity. Your response must be at least 200 words in length.

QUESTION 2

In Unit III, you sent a document in which you informed management at Gemstone Fabricators, Inc. that it would need to enhance its accountability specifications in its performance evaluations for managers. You also pointed out the need to make sure that employees who have been asked to be involved in the safety endeavors at Gemstone understand and are trained in the roles they are expected to play. Cindy is the plant manager from Gemstone, and she has asked you to perform a sound level survey and noise dosimetry in the fabrication shop, which can get pretty noisy when all three mechanical power presses and the 12-foot shear are running at the same time for several hours a day. She also asked that you identify noise level exposures in the adjacent welding department. Your results indicate that the noise levels in the area are just above the Occupational Safety and Health Administration (OSHA) permissible exposure level for an average day in the fabrication department. The welding department is adjacent to the fabrication department, and there is no separating wall. The welding operations are not quite as noisy, although the crackle of a well-adjusted MIG welder can be rather loud when welding mild steel. Noise monitoring and dosimetry of the welders indicated an exposure of just over OSHA’s Action Level of 85 Dba. In addition, you remember taking the survey readings and watching the noise level jump in the welding shop every time the power presses or shear cycled in the fabrication area. After consulting with fellow industrial hygienists, it was determined that setting up a 12′ X 30′ noise barrier wall between the fabrication area and the welding area and adding noise absorption panels to both sides of the barrier wall and to the white-painted concrete walls in the fabrication department would decrease the sound levels in the welding area to several decibels below OSHA’s Action Level. Of course, these engineering controls will cost $33,000 dollars. This is compared to a continuing hearing conservation program to include annual audiograms, or hearing tests, annual training, and providing noise protection for the welding department which is estimated to cost $9,000 per year. This amount would be saved each year if the engineering controls are installed. If the company takes out a loan for $33,000 at 5% interest, what will the payback period be for the loan? Please consult your unit lesson for the necessary formulas. What would be your recommendation to the employer with respect to the options available? Please show your work. Make sure you justify your reasoning and that you consider the hierarchy of controls in your discussion. Your response must be at least 200 words in length in addition to your financial analysis.

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Natural resources have many costs, including labor (white, blue, and green collar), scouting sources, equipment, extractions, refining, transportation, usage, emissions, waste disposal, environmental damages, and human health effects

*Natural resources have many costs, including labor (white, blue, and green collar), scouting sources, equipment, extractions, refining, transportation, usage, emissions, waste disposal, environmental damages, and human health effects.  Environmental economists analyze and interpret these factors to determine and compare costs and benefits. Every natural resource has pros and cons associated with their uses.

*Research one (1) natural resource (such as, fossil fuel, alternative energy, timber, mineral, etc.- be specific of the type). Conduct a life-cycle analysis / assessment on the selected resource.

*Summarize the actions (extractions, production, transportation, etc.), costs, environmental impacts, benefits, and hazards.

175 WORDS MINIMUM !!

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Community Sustainability Proposal

Local government leaders have asked you to provide information and recommendations for increasing sustainability in the community.

Perform a search to learn about green initiatives for a city in your area.

Write a 350- to 525-word proposal to your local government.

Include the following:

  • -A summary of green initiatives for a city in your area.
  • -Recommendations to your local government for creating a greener, more sustainable and livable community.
  • -The proposal should include recommendations both for actions by the local government and by individual homeowners.
  • -Explain how implementing these recommendations would promote sustainability and improve like for residents.

***Do not use wikis.

Interpret the source content in your own words.

**Do not copy/paste source content or submit quoted responses.

**Format your proposal consistent with APA guidelines.

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Select and Perform an analysis of an environmental issue of personal interest.

Select and Perform an analysis of an environmental issue of personal interest.

Prepare a 5- to 8-slide PowerPoint® presentation with detailed speaker notes (300 WORDS TOTAL FOR SPEAKER NOTES, NOT INCLUDING TEXT SLIDE).

Include the following:

  • -A description of an environmental issue including the cause of the issue and its effects on the environment and people.
  • -An explanation of how economics and personal lifestyle choice are involved in this issue.
  • -An explanation of how individuals, communities, and/or governments are working to address the environmental issue.
  • -Your opinion as to whether the issue is being adequately addressed and suggestions of ways it could be better addressed.

***Do not use wikis.

Interpret the source content in your own words.

***Do not copy/paste source content or submit quoted responses.

Format your presentation / proposal and citations / references consistent with APA guidelines.

  • -Use brief bullets.

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Summarize the characteristics and abilities of sound level meters (SLMs) and noise dosimeters and how they can be used to evaluate noise exposures at a facility

Unit Assessment

QUESTION 1

Three workers (8-hour work shift) were monitored for work in different areas of a facility using calibrated noise dosimeters. The results are summarized in the following table.

Time for Monitoring Worker 1 Worker 2 Worker 3
3 hours 80.5 dBA 98.5 dBA 92.5 dBA
2 hours 81.0 dBA 86.5 dBA 85.0 dBA
2 hours 82.0 dBA 84.5 dBA 83.5 dBA
1 hour 95.0 dBA 83.5 dBA 80.0 dBA

a. Calculate the 8-hour time-weighted average (TWA) noise exposure for each of the three workers.

b. Summarize which (one) of the exposures exceeds OSHA’s permissible exposure limit (PEL) and/or action level for noise.

c. Discuss what factors about the noise monitoring may have affected the accuracy of the noise measurements. Show your work for all mathematical calculations. Please refer to Appendix A to 29 CFR 1910.95 for assistance on how-to solve this problem.  Your response must be a minimum of 200 words in length.

QUESTION 2

You have been tasked with establishing and implementing an effective hearing conservation program for a metal stamping facility. Noise monitoring shows that employees working in the press areas of the facility are exposed to 8-hour TWA noise exposures between 85.0 dBA and 89.0 dBA. Based on the requirements of 29 CFR 1910.95, summarize the requirements for an effective hearing conservation program and discuss steps to make the program as effective as possible. Please refer to 29 CFR 1910.95(b)(2) for the formula. Your response must be a minimum of 200 words in length.

QUESTION 3

Define the following terms associated with occupational noise: a. Wavelength

b. Frequency

c. Sound Pressure

d. Decibel

e. Octave Band  Your response must be a minimum of 200 words.

QUESTION 4

Summarize the characteristics and abilities of sound level meters (SLMs) and noise dosimeters and how they can be used to evaluate noise exposures at a facility. Your response must be a minimum of 200 words in length.

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Share with the class an example of a safety design review at your organization. Are there ways it could be improved? If you are not yet a safety professional, find out if your current organization has safety design reviews or find examples of recent project designs or purchases that you feel would have been made safer through a safety design review process.

Share with the class an example of a safety design review at your organization. Are there ways it could be improved? If you are not yet a safety professional, find out if your current organization has safety design reviews or find examples of recent project designs or purchases that you feel would have been made safer through a safety design review process.

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