VISA AND AMERICAN EXPRESS Author: Class: Professor: School: Location: Introduction Visa can trace its origins back to 1958, when the Bank of America created the BankAmericard. It was the first consumer credit card program, and it was accessible to middle-class consumers and small to medium sized merchants in the USA. It was not long before the company grew exponentially. It consequently became international in 1974 (Stearns, 2011). In 1975, there was the launching of the debit card. In the 1970s, VisaNet, which was the world’s first electronic authorization, clearing and settlement system, was…
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