Thanks You Need 20 000 For An Automobile Purchase

Please help me study for a test by helping with this question so I can review material. Thanks!
You need $20,000 for an automobile purchase. Your bank offers several options, including a 6 percent (APR) loan, with monthly payments over five years.
^ For this above information…
What should the calculator be set to (End Mode, BGN mode, or P/YR?) and what am I solving for? (net future value, present value, payment, or future value?)
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